Here’s the master formula in one article

Let me try to condense the some of the core concepts behind this frugal, low-debt load, high happiness idea into one location for you. A master formula of sorts, if you will. It goes something like this. Phase 1/Start where you are tody 1) Get serious about being frugal and …

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My $300 kitchen makeover.

Someone once told me that a big part of home remodeling is all about either the Kitchen or the Bathroom. While there are of course other aspects to a  makeover, this seemed largely true to me. At every family gathering, party, and relaxed night in, you’ll see these rooms every …

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Get away from people that show these 13 personality traits

personality traits

I’ve come to the conclusion that human being play out predictable patters. This seems to also be true when discussing personality traits. I wish I could say that they were all positive but sometimes, they just seem to point to warning signs. I’ve come to the conclusion that sometimes when …

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Frugality doesn’t make you a cheapskate and here’s why


Frugality doesn’t make you a cheapskate and here’s why: Wouldn’t it be great if you could make your money buy 2-3 times as much as the person standing next to you? Almost like you were getting some sort of day to day VIP discount. Well fortunately there is just such …

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The most interesting $5 lawnmower story you’ll read all day.


It was a sunny summer day as I strolled the aisles of my local thrift store, surveying the landscape for diamonds in the rough. It’s one of my guiltless pleasures, mainly because it costs so little when I finally stumble upon an amazing find, and occasionally a stray lawnmower or …

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3 old world ways to save on groceries

save on groceries

  Some expenses in life, such as food, are fixed costs. You can only get them down to a certain point if you’re going to be able to eat and be healthy. At least that is what I thought when I first made a budget for my groceries. Much to …

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8 more ways to get some energy savings DIY style

Um, check this out. You can save even more money just by applying some thought to these 8 energy savings items. Added up over a year it’s not inconsequential, so come with me on a  journey to financial empowerment by plugging some of the leaks in your financial system! 1) …

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The $125 kitchen counter makeover

kitchen counter makeover

In a world of granite, marble, and travertine, sometimes it’s nice to switch gears and remodel your counter tops out of something that doesn’t cost thousands of dollars, is readily available, and can be matched to accommodate a wide variety of tastes. So come with me for a kitchen counter …

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